Loan Product: Loan Against Property (LAP)
Sanctioned Amount: ₹65 Lakhs
Challenge: Incomplete Property Chain Documentation
Location: Gujarat, India
🚧 The Challenge
Amar Steel, a mid-sized manufacturing firm, urgently needed capital to maintain operations and manage supply chain demands. However, the property intended for mortgage had an incomplete chain of title documents—a common issue that typically leads to immediate rejection by most banks and NBFCs.
With operations at risk and no alternative funding in sight, the client approached Ketzal Financial Services for a practical solution.
💡 The Ketzal Strategy
At Ketzal, we specialize in cases that others reject. Our expert team:
- Assessed the legal strength of available property documents
- Identified lenders with flexible due diligence norms for LAP cases
- Structured the proposal to highlight business stability, repayment strength, and alternate guarantees
- Ensured documentation clarity and negotiated terms with the lender
✅ The Outcome
Despite documentation gaps, Ketzal successfully arranged a Loan Against Property of ₹65 Lakhs. This timely funding helped Amar Steel:
- Maintain uninterrupted production
- Fulfill pending purchase orders
- Avoid financial strain or operational downtime
This case proves that documentation challenges don’t have to stop funding—if guided by the right experts.