Loan Product: Construction Funding for Institutional Expansion
Loan Amount: ₹6 Crores
Sector: Education (Private School)
Location: Anand, Gujarat
🚧 The Challenge
Anand District School, a well-established private institution, planned a major infrastructure upgrade—new classrooms, labs, and academic blocks. However, they faced a common challenge:
- Irregular cash flow cycles due to term-based school fee collection
- Difficulty in aligning repayment structures with their academic calendar
- Concerns over compliance and eligibility for a large-scale construction loan
The school needed a financing partner who understood the education sector’s unique financial rhythm.
💡 The Ketzal Approach
Ketzal Financial Services carefully assessed the school’s revenue model, seasonal income structure, and long-term growth plan. We:
- Structured a ₹6 Crore loan tailored to fit fee collection cycles
- Recommended lenders who specialize in education sector funding
- Managed documentation and regulatory compliance end-to-end
- Negotiated flexible repayment terms to reduce burden on operations
✅ The Outcome
With Ketzal’s strategic structuring and lender coordination, Anand District School:
- Secured full funding to complete its expansion
- Increased its student intake capacity by 40%
- Improved infrastructure and enhanced academic reputation
This success story shows how custom-fit construction funding can empower institutions to scale without financial strain.