Loan Product: Hybrid Expansion Loan (Working Capital + Term Loan)
Loan Amount: ₹2.5 Crores
Sector: Healthcare / Hospital
Location: Bharuch, Gujarat
🚧 The Challenge
Bharuch Hospital, a multi-specialty facility serving local communities, faced a surge in patient demand. They needed to:
- Install new medical equipment
- Add more beds to existing wards
- Expand diagnostic and emergency care units
However, conventional term loan structures weren’t aligned with their operational cash flows. The client required a customized funding solution that addressed both expansion and working capital needs.
💡 The Ketzal Strategy
Ketzal Financial Services stepped in with a tailored financial solution. Our team:
- Structured a hybrid facility combining term loan + working capital
- Identified lenders willing to support healthcare expansion with flexible terms
- Streamlined documentation and compliance as per healthcare finance norms
- Ensured fast disbursement to meet equipment procurement timelines
✅ The Outcome
With Ketzal’s expert handling, Bharuch Hospital received ₹2.5 Crores in funding, which allowed them to:
- Add 20+ beds and upgrade ICU capacity
- Purchase advanced diagnostic equipment
- Increase patient intake by 35% and improve service delivery
This case shows how sector-specific loan structuring can help healthcare businesses grow while continuing uninterrupted service to the community.